Buying or Selling a House When You're Getting Married

So, you're getting married? First of all—congratulations! Marriage is such an exciting chapter, and for many couples, that means thinking about your future home together. Whether you're buying a house or selling one, here are some things to keep in mind during this season of wedding planning and big life decisions:

1. Timing Is Everything

If you're getting married soon, consider whether you want to buy or sell before or after the wedding. You’ll likely be juggling both processes, and wedding planning is time-consuming and stressful on its own.
Selling your home? It may be a great way to boost your wedding budget or start fresh in a new place. But remember—selling a house can also take time so be sure you factor that into your planning.

2. Talk About Finances Early On

Buying a house is often the biggest investment couples make together. Before diving in, have an honest conversation about finances. How do your individual financial situations look?
Things like credit scores, existing debt, and income will affect your ability to get a mortgage—and the interest rates you'll be offered.

3. Mortgage Strategy: One or Both Incomes?

If one of you has more favorable financials—say, a better credit score or higher income—consider applying for the mortgage under one name. This can sometimes lead to better loan terms.
On the flip side, if you both want to be on the mortgage, make sure you understand how both your finances will be evaluated by lenders. I have some great lender recommendations if you need them!

4. Merging Your Belongings (and Styles!)

Moving in together often means combining two lives. Be ready for some compromise when it comes to décor and furniture—what worked for one person may not fit the new home or the joint vision you have for your future.
Selling your current home? Decluttering is even more important during this transition. It’s a chance to pare down and create space for your new life together.

5. Update Legal Documents

Once you're married, it’s a good idea to revisit your wills, estate plans, and other legal documents related to homeownership. Make sure both of you are protected.
Consider adding your spouse to the home’s title if you bought before marriage or were the sole owner. This can be tricky so consulting with a real estate attorney is a good idea. I have recommendations for those too!

6. Work with the Right Team

This is where a good real estate agent (Hi!) can help. You want someone who understands both the emotional and financial sides of the process.
It’s also important to involve a financial advisor or attorney to make sure all legal and tax implications are squared away.

7. Expect Some Stress

Moving, wedding planning, financial decisions… it’s a lot to handle at once. Take time to check in with each other, communicate openly, and lean on the professionals to handle the more complex parts of the process, to ask questions, and to use for support.

8. Think Long-Term

You’re building a life together—so think about what that might look like in 5, 10, or even 20 years. Will the house you’re buying or staying in work for a growing family or future plans?

9. Consider the Housing Market

Timing your sale or purchase around your wedding could depend on the real estate market. Chat with your agent (again, hi!) about whether it’s a good time to buy or sell based on current trends.

10. Enjoy the Journey!

Yes, it can be overwhelming at times, but buying or selling a home during this exciting chapter should ultimately be fun. It’s a chance to start fresh and build a life together. Don’t forget to enjoy it!

Buying or selling a house is a huge milestone for any couple, and doing it during the whirlwind of getting married can make it even more memorable. With the right planning and team, you'll be all set to walk down the aisle and through the front door of your new home.